What You want & need

"An approach to dental benefits that really benefits employers and their employees."

It’s not a novel idea – it’s really that simple with Carnation Dental, a direct reimbursement program supported by the Ohio Dental Association, Carnation Dental is a self-funded and dollar-based dental plan. Funds allocated for dental care go towards just that - unlike typical indemnity plans with 32% of total employer costs going toward overhead and administration expenses.

savings without the sacrifice

Even when dental benefits are provided, only 65% of employees utilize them. That means employers pay unnecessary premiums to cover the 35% who never go to the dentist. With Carnation Dental, any unused funds remain in the employer’s dental care reserve.

Companies that switch from an indemnity plan to a direct reimbursement plan like Carnation Dental see on average a 20% savings. But lower cost doesn't mean sacrificing employee satisfaction. In fact, without the exclusions and limitations of typical insurance plans, dental patients are free to chose the best care available.

Happy, healthy employees and lower benefit plan costs - that's the "win-win" foundation of Carnation Dental.

It's A Smarter Dental Solution

logo Medical claims can be catastrophic and un-
planned for. Insurance covers employers' risks. But dental costs are often predictable and low risk. There's a smarter way.

It's Easy

logoEmployers design the plan structure that best works for their company. And because dental care is low risk and low cost, minimal claims processing is necessary.

It Insures Quality Care

logoPatients are free to choose their dentist and not limited to a preferred network of providers. With the help of their dentist, they can determine their best treatment.